Maximizing Transferable Points: Step-by-Step Guide on Transferring your AMEX Points

It’s no secret that we are big fans of transferable points over here at The Military Travelers! One of the most frequently asked questions we receive in our Facebook group and on Instagram is HOW to actually transfer these points.

So, we decided we’d just show you! Take a look below at a step-by-step guide on how to transfer your American Express Membership Rewards.

First off, let’s go over a few key basics:

• Fees: There are no fees for transferring AMEX points to partners, except for domestic airlines which are Delta, Hawaiian and JetBlue. The fee is .06 cent per point fee with a max fee of $99.
  • Example: If you were to transfer 50,000 AMEX points to Delta SkyMiles, the transfer fee would be 50,000 points × $0.0006 = $30.
• Transfer Ratios: This refers to the rate at which American Express Membership Rewards are converted to miles or points in a partner loyalty program. For example, if you see a 1:1 ratio, this means that for every Membership Reward point you transfer, you’ll receive one point or mile in the partner’s loyalty program. Check out the most current transfer ratios using our Transfer Partner Cheat Sheet! Different partners may offer varying transfer rates. It’s important to understand these ratios before transferring.
• Transfer Speed: Transfer speed is depended on each transfer program. You should be able to view the estimated transfer time before you make the transfer. TMT Tip: Call the airline and see if they can hold your reservation while your points transfer. This is not available with every airline but worth asking!
• Transfer Bonus: Make sure to look for any current transfer bonuses that could mazimize your point value even more. You’ll see this denoted

Lastly, transfers are FINAL! Once you have transferred your points to your partner airline or hotel, you can not move them back. Because of this, we highly recommend not transferring your points unless you have a very specific redemption in mind and have confirmed availability.

Steps to Transfer Points from American Express (AMEX):

1. Log into your AMEX Account:

Go to the AMEX website and log into your account.

2. Navigate to Membership Rewards:

Once logged in, go to the Membership Rewards section. You should see this option in the top menu or in your account dashboard.

3. Select “Transfer Points”:

Under the Membership Rewards section, click on “Transfer Points” to travel partners.
You’ll be shown a list of airline and hotel partners where you can transfer your Membership Rewards points.

4. Choose the Transfer Partner:

Select the airline or hotel program to which you wish to transfer your points.
*Make sure you have an existing frequent flyer or hotel account with the partner program.*

5. Enter Transfer Details:

Enter the number of points you wish to transfer and provide your account information (e.g., frequent flyer number or hotel loyalty number).

6. Review and Confirm:

Review the transfer information and confirm the transfer.

Curious how it works for other banks? Check out our additional transfer guides for Chase and Capital One.

If you have any questions, make sure to join our Facebook group!